The Benefits of Expert Advice

When it comes to your finances, a little knowledge really can be a dangerous thing. The blurb on a marketing leaflet can sound persuasive, but are you sure you're getting the whole picture? We are specialist investment advisers - it is our job to know the whole story.

As Investment specialists we have constructed a series of asset allocation models, populated with investment funds, which cover a wide range of risk profiles to satisfy our clients' requirements. These have been in place for more than five years now and over that period they have successfully outperformed their benchmark indices.

As an example, a risk portfolio rated as cautious, has produced the following returns over recent years:

Year to 31/03/2017 31/03/2016 31/03/2015 31/03/2014 31/03/2013
Return 11.6% 1.0% 12.9% 9.2% 13.4%

  • The past 12 months have been an unusual period for investments, with the markets being fairly muted for the first 6 months of the year, through to the EU Referendum. However, since then they have shown a surprisingly strong recovery, reaching record highs recently.
  • This performance will not continue indefinitely and we would envisage a cautious fund producing returns of nearer 5% for the year ahead. This cannot, of course, be guaranteed.

It must be stressed that past returns should not be viewed as a guarantee of future performance.

Growth vs Income

Perhaps you want capital growth, an increase in your current income, or even a blend of both? At Aveton Gifford Associates, our speciality is tailoring your investment strategy to meet your investment goals. Even if you don't know which investment strategy is right for you, please ask us. When it comes to making financial decisions there is no such thing as a silly question.

Face-to-Face Advice

What may be right for you is not necessarily suitable for someone else. That's why we insist on a face-to-face discussion prior to offering any written advice. It's simply the best way for us to get to grips with your individual financial situation.

And our clients certainly prefer it to dealing with a faceless operator in some far-off office.